Health insurance, pre existing conditions?
when health insurance companies enjoy waiting periods for pre existing conditions, does that have it in mind obesity? Is that considered a pre existing condition?
Answer: No, insurance companies don't consider flabbiness as a pre-existing condition. However, each company have a height and counterbalance guide. You may be charged extra or you may be declined. Some companies will allow extra substance as you get elder while others have like guidelines for everyone over 18. In my area if you are a masculine, 6'0" and 240 pounds you would be declined beside a couple of companies, accepted next to standard rates with a couple and official with a premium increase next to others.
If you do have other condition conditions obesity can own a bearing upon whether the insurance company will adopt you or not. For example, you can have glorious blood pressure and "normal" weight and be permitted by the insurance company while someone with one and the same blood pressure readings who is also obese would be decline even if they were inwardly the guidelines.
For more information you should contact a local independent agent. The agent has access to the loftiness and weight guidelines and can serve you find the best company for your situation and budget.
Pre-existing conditions are lik asthma, surgeries, or things you have have previously or prior to filing insurance.
Yes, insurance other requests your weight on the application, and if you are over what the decrease on weight specifically taken into account --definitely because here are so many things asociated next to it like hi blood pressure, cholestorl, or diabetes and so forth. Even if you don't put down accurate weightiness,--not saying you are lying it will come up after an exam and they could seize you on it.
I had pre-exstng conditions and I be paying $300 a month just for insurance and $20 for a call on, cannot afford it.