Since people recurrently switch healthcare plans yearly depending on time adjustments or profession changes, what's to determine if an ailment be "pre-existing"? Say I have cancer.. and don't seize diagnosed.. then switch job and it's diagnosed... would someone say that's "pre-existing"?. What are the details for this nebulous occupancy?
Answer:

Itchy ankles at night?

If it be not diagnosed and it is not ovious like cancer, it is not considered pre-existing.

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