I need condition insurance I'm self-employed?
I want to get Health Insurance but I'm not sure where on earth to start. I havnt been to a doctor within a few years. I'm 39 and in dutiful health. Will they require a physical from a doctor?
Answer:
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Most companies won't require a recent physical unless you have a pre-existing condition such as lofty blood pressure.
You can do an internet search if you hold several days to compare the nearly 1000 policies that are available. If you don't have the time you'll want to drop by a local independent agent. This person know the market within your area and can work near you to find the best policy for your situation in an hour or two. They will also work with you after the public sale to make sure everything go as smooth as possible and they don't charge you any extra.
Beware of the policies that advertise "affordable strength insurance for the self employed". These policies have severely severe limitations, such as only paying up to $500 per afternoon for hospitalization and having a "per occurrence" deductible instead of a every twelve months deductible. Also beware of the medical discount card scams.
Probably won't require a physical. I suggest you look into very glorious deductible policies. There are special savings programs you can use to put aside up pre-tax money for the stuff not covered by the deductible. If you take responsibility for your robustness, this can be an awesome way to catch insurance for your money (because that's what health insurance really is) and collect $$.
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