Hi,

I am considering traveling abroad for non-cosmetic surgery. The most important reason for doing so is the part of care I can afford (several weeks on intensive physical therapy).

I already have one surgery for same issue here in US beside limited nouns, and fear going thru a "re-do" even next to another doctor that participates near my insurance (not the best in the world). Hence the decision of going in a foreign country..

So, if I have a surgery out of the country - can my insurance at some point "stick it to me" and deny me coverage if I ever have another problem related to this surgery out of the country?

I'm trying to find out the consequences of seeking medical help out of the country, and the insurance coverage is the first one that comes to mind.
Answer:

Interpret Lumbar MRI?

Pre-existing conditions are generally due to diseases or malformations that are inborn, not related to surgeries.

I suppose they wouldn't do after-care for the surgery, like stitch removal or subsequent surgeries for repair or anything, but you should be covered for general condition issues.

You might want to check on what your company considers a "pre-existing condition." They may well not cover items directly related to your surgery if you get it done outside of the country, because one of the ways insurance saves money is by keeping you inside a certain make friends of approved providers.

I'd also say, net 100% sure that your insurance won't cover something here. Yeah, it may be cheaper to do something overseas...but do you really want to have to step back overseas for aftercare? Do you want to try to sue an overseas doctor for malpractice? You may not even hold any legal recourse if something go wrong with the surgery contained by another country (since it didn't work that well the first time, that's a unchangeable consideration.)

The cost savings...might not turn out to put aside you any money at all. If you're looking at the worst-case scenario, it might be better to spend more for thinking in your own country than business deal with a fiasco base in another country.

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