Is this a pre-existing condition?
I was diagnosed near type 1 diabetes 24 years ago. I moved out of state and was minus insurance for several months. I now enjoy insurance through my employer, but have to dawdle 6 months before I can be covered for a pre-existing condition. I own recently be having issues next to 1 of my eyes (retinopathy I'm assuming) and would like to gain it checked. My question is if it is diabetic retinopathy, would this be considered a pre-existing condition since it's related to my diabetes or would this be considered a exceptional diagnosis for which I would be covered? And if the answer is that it would not be covered and I go see a doctor right away, would I be correct contained by assuming that any costs incurred after the 6 months then would be covered?
Answers: every time i blow my muzzle by ear drum hurts really bad. why?
It shouldn't be pre-existing. Yes, diabetes is, however, the retinopathy is an entirely exotic diagnosis. It should be covered.
You could call your ophthalmologist's department and speak to one of his Tech's and they should be able to relay your for sure.
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that's tough to read out. even if the problems with the eye are newly starting, some companies may consider it pre-existing due to the diabetes. the best thing to do is give the name the insurance company and get the right answer, so you're not surprised by any costs not covered by them.
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