Any suggestion on health thinking plans?
I just started a alien job and I enjoy to choose a health contemplation plan. There are sixteen options and the information is overwhelming. My employer covers up to $300 every month. I wage the rest out of my salary.
I'm looking over the details of these sixteen form care plans and I don't know where on earth to begin!
I'm 24 and contained by good vigour. I don't go to the doctor more than a few times a year. I'm not on any medication.
So, what should I be looking for in a flawless health fastidiousness plan? Are there any websites that can help out me choose based on my wants? High deductible, low deductible? High co-pay, low co-pay? High out of pocket maximum, low out of pocket maximum?
Do you have any other proposal that may be helpful?
Thanks.
Answer:
contained by all seriousness, enjoy you talked to your parents? they know you and your financial situation and might be capable of better guide you. for myself, i always chose the plan that have the lowest deductable and lowest copays... i did that when i also had be healthy... thank decency, 3 months later i get very, hugely, sick. with condition insurance i have other gotten the very best plan because i thought it be better to be safe than sorry. i don't regret that judgment.
best wishes
You're company should have someone within their benefits department that can help you. Try asking your boss or someone in human resources who you can ask. They'll know how to recommend what plan is best for you.
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